Broadfield Outperforms Pound Hill !
One of our landlords popped into the office last week looking at another Buy-to-Let property deal. He was interested in a 3 bedroom house he had seen advertised in Broadfield with another agent. His other investment properties are in Pound Hill and he wanted our opinion as to the pros & cons of buying in Broadfield.
As a letting agent we have property all over Crawley (and many further afield), including a number in both Pound Hill & Broadfield. To compare the two areas for the landlord we firstly looked at the gross rental yields he could expect in an area near to the Broadfield property being considered. We then compared this to a similar sized area in Pound Hill, where he has his other investment properties. For the purpose of the comparison we just looked at 3 bedroom houses.
You might be surprised to learn, but our analysis showed that the area we considered in Broadfield out performed the area in Pound Hill, regarding gross rental yield ! The difference was just over 2.5%, which is not inconsiderable. The average Broadfield rental yield turned out to be just shy of 7% with average rental prices of £1140 pcm. In contrast, the Pound Hill rental yield was about 4.5%, with average rental prices of about £1290 pcm. So, Broadfield outperforms Pound Hill !
Of course, when buying a rental property, gross rental yield is not the only aspect to consider. Another key criteria to property investment is to look at capital growth. When investing in rental property, some people are mainly looking for yield. They might, for example, be relying on the income from their property investment to supplement their pension. On the other hand, others may be more interested in maximising long-term capital growth, with the intention of unlocking it at some point in the future, by selling.
To complete the picture, we also looked at the capital growth achieved by properties in the Broadfield area and found that over the last 16 or so years, the average 3 bedroom house had increased in value by around 210%, giving an absolute increase in capital of about £130000. However, when we did the same analysis on the Pound Hill area, the comparable capital growth was even more impressive at around 230% i.e. 20% more than in Broadfield ! In absolute money terms, a property purchased in this area about 16 years ago would have increased in capital value by just shy of £250000 !
So there you go. Although Broadfield outperforms Pound Hill as far as gross rental yield is concerned, Pound Hill gives a significantly higher level of capital growth. When thinking about property investments you need to consider whether yield, capital growth or perhaps a combination of the two, suits your circumstances.
Whether you’re an experienced landlord looking to invest in more properties or just tentatively considering taking a first step into Buy-to-Let, why not give us call on 01293 515588 to discuss the various options available to you. Alternatively, just send us an e-mail to crawley@northwooduk.com.